Privacy & Disclaimer

Disclaimer

The website hosted at cowhorse.com.au is owned and operated by CowHorse Pty Ltd ABN 86141455727 ("CowHorse").

CowHorse and its related entities responsible for maintaining this Internet site and its directors, officers and agents believe that all information contained within this Internet web site is correct. However, no warranty is made as to the accuracy or reliability of the information contained herein and CowHorse disclaims all liability and responsibility for any direct or indirect loss or damage which may be suffered by any recipient through relying on anything contained in or omitted from the Internet site at cowhorse.com.au.

CowHorse reserves the right to change the information on this Internet site and Internet page on a regular basis without notice.

Privacy and Security Policy

CowHorse is committed to protecting the privacy of those who access it’s Internet site(s) and is committed to complying with the Privacy Act of 1988 and the associated National Privacy Principles ("the NPP's").

CowHorse endeavors to undertake all reasonable measures possible to ensure that any stored personal information is kept secure. We store your passwords in encrypted format on our server. We do not store your credit card details on our server; instead, payments are made through a secure third party gateway owned and operated by National Australia Bank.

Pricing

All products and services on the cowhorse website are in Australian dollars unless otherwise specified. Pricing for products and services is outlined before you make a purchase and in detail on your invoice, receipt or purchase order. All companies and businesses that are registered within Australia or Australian Territories/States and individuals are required to pay 10% Goods and Services Tax (GST) on all products and services. It is strongly recommended that when utilising the online payment system provided by CowHorse that you supply your email address in order to receive a tax invoice once payment has been confirmed.

Refunds

CowHorse reserves the right to refuse refund for any purchase made through cowhorse.com.au; however, at CowHorse’s option and discretion, exceptions may be made under special circumstances.

CowHorse does not provide refunds for products and services sold in advertisements and classifieds by our users.

Shipping

All products/services on the cowhorse.com.au website are provided electronically through the website and no physical products will be shipped. Placing advertisements on CowHorse usually require 1-2 business days for us to approve the content of the advertisement before placing it online.